We are adjusting rates because market conditions have changed drastically in the past few days. We always aim to deliver the best yield possible to our users, but under this circumstance, as we are in a risky environment, we are not deploying funds to yield generating third parties. 100% of our user's funds are under our custody, which is regulated through our DLT license under the GFSC in Gibraltar. We are financially supporting yields on USD stablecoins (Digital dollars) at a 2% annualized rate until further notice.