What is portfolio performance?

Portfolio performance shows how much your investments have gained or lost due to market movement over time.

How is it calculated?

Portfolio performance measures how much your investments changed in value based only on market movement, not on the money you added or withdrew. This includes crypto, stablecoins, stocks, and any other investment products available on Bitso.

Deposits and withdrawals are removed from the calculation so you can see your real investment performance. 

Why does Bitso calculate it this way?
Because it shows the true performance of your investments and avoids confusing deposits with gains.

Why does my portfolio performance differ from my deposits?

Portfolio performance may look different from the amount you deposited because it measures different things:

• Deposits: reflect how much money you added
• Portfolio performance: reflects how much your assets grew or fell in the market

So even if you deposited a large amount recently, your portfolio performance will only show the gains or losses caused by price movement.

Example:
You deposited 1,000 USD, and your balance is 1,050 USD → Your portfolio performance is +50 USD, not +1,050 USD.

How often is portfolio performance updated?

Portfolio performance is updated continuously throughout the day as market prices change. Crypto markets operate 24/7, so the value of your assets may move even when you're not making any transactions.

Bitso always tries to show the most up-to-date information available, usually based on the latest price movements from the last hour. This means your portfolio performance can change frequently, reflecting the real market value of your investments in near real time.

Does portfolio performance include the yields I receive from Earnings?

Yes, your portfolio performance calculation includes the yields you receive from the Earnings product.

Unlike standard deposits from your bank or another wallet, we don't treat your Earnings yields as "cash flow" that needs to be removed from the calculation. Instead, we view them as a gain from your savings.

This approach ensures that your portfolio performance accurately reflects the growth of your investments, providing you with a clearer picture of your overall performance.

What causes differences between daily, weekly, and monthly portfolio performance?

• Weekly portfolio performance: reflects how your assets changed over the last 7 days, so it can move a lot when the market is volatile
• Monthly portfolio performance: shows a longer trend, smoothing out short-term swings
• Yearly portfolio performance: captures the big picture of how your investments performed over time

Since each timeframe starts and ends at different market prices, the results won't match, and that's completely normal.