Your combined balance adds your Spot balance to your net worth in your Margin wallet (open positions minus what you borrowed, plus or minus your current gains or losses). Borrowed funds show as negative numbers next to each currency, so your total exposure calculates correctly.
This example shows the calculation after buying BTC with 8,000 borrowed USDT, while holding 1,000 USDT of your own in your Spot account:
| Asset | Total exposure | Available | Why |
|---|---|---|---|
| BTC | +0.200000 BTC (approx. $10,000) | 0 | You bought BTC using borrowed USDT. |
| USDT | −7,000 USDT | 1,000 USDT | You borrowed 8,000 USDT and had 1,000 USDT of your own: 1,000 − 8,000 = −7,000. |
| Combined balance | $3,200 | — | Value of your assets minus your debt, plus your current gains or losses: $10,000 (BTC) − $8,000 (loan) + $200 gain. |
Check your combined balance anytime from your Margin wallet tab to know exactly what you owe and what your real exposure is.