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Bitso+: what is it? How does it work?

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Bitso+ is a new way to make your crypto grow just by holding them in your Bitso wallet. Your balance in bitcoin and USD stablecoins will generate daily rewards, which will be deposited in your account every week. The best part is that your balance will always be available to withdraw or convert.


How do I activate Bitso+?

It’s easy to activate –just follow these steps:

  1. Open the Bitso app and select “Wallet”.
  2. Under your balance, choose “Activate Bitso+” and then tap the button “Start earning”.
  3. Accept the Terms and Conditions and the Risk Policy. That’s it! You’ll start generating rewards right there.

Make sure you have balance in USD stablecoins and/or BTC in order to start generating rewards.


Which coins are eligible for Bitso+?

For the time being, the coins that generate rewards with Bitso+ are bitcoin and USD stablecoins (USDC, USDP and BUSD), but stay tuned –more coins are coming soon. 😉


What are USD stablecoins?

These are crypto whose value is pegged to the US dollar. If you’d like to know more about USD stablecoins, have a look at the following article: How do stablecoins work at Bitso?

Bear in mind that your balance in USD stablecoins will be made up of USD Coin (USDC), Pax Dollar (USDP) and Binance USD (BUSD).


How often will I receive my rewards?


Every Monday, you’ll receive a deposit with the rewards you accumulated throughout the week. You will also receive an email in the address registered to your Bitso account, where you will find a breakdown of your rewards in each coin.


In order to know when your next deposit will come, just follow these steps: open your Bitso app, choose the coin you want to know about (bitcoin or USD stablecoins). The date will be under the “Your rewards” section.

Remember that once you activate Bitso+, you will be able to track your accumulated rewards, which is updated once a day.


Will my funds be available while they are generating rewards?

Your balance will always be available for you to withdraw or convert. They will not be locked or frozen at any time, as is the case with fixed-term deposits in traditional banking.

Which rates does Bitso+ offer?

In order to offer you the best possible rates, we use a tiered rewards system.

How it works:




BTC (Tier 1) 

0 ≤ 0.4 


BTC (Tier 2) 

> 0.4 






USD stablecoins (Tier 1) 

0 ≤ 1,000


USD stablecoins (Tier 2) 

1,000 ≤ 20,000 


USD stablecoins (Tier 3) 

> 20,000


Looks complicated? No worries, here’s an example:

Andrea deposits 20,000 USD stablecoins:

  • For her first 1000 USD, every week Andrea will get rewards on a 15% annual basis.
  • For the remaining 19,000 USD, every week she will get rewards on a 10% annual basis.

Note that Andrea will continue to receive a 15% rate for her first thousand dollars, no matter how much her balance grows.

Additionally, Andrea also deposits 0.5 BTC to get even more rewards:

  • For her first 0.4 BTC, she will get a 6% reward on an annual basis.
  • For the rest of her balance (0.1 BTC), she will get 3.5% annual rewards.


How are my rewards calculated?

Although rates are calculated on an annual basis, your balance will generate rewards every day. We will deposit the weekly accumulated amount on Mondays.

In order to calculate how much you’ll receive a day, we take your average balance and apply the daily equivalent of the annual growth rate.We take an average because your balance may change over the course of a given day.

Here's an example. Let’s say you have a 1000 USD Stablecoins balance:

  • You’ll get a 15% annual growth rate.
  • In order to generate your rewards, we calculate the daily rate and then multiply your average balance by that rate.
  • That calculation equals 0.41 USD Stablecoins, which is the amount you will accumulate daily.


Which is the minimum amount with which I can generate rewards?

There’s no minimum amount needed to start accumulating rewards. However, if your balance is too low, it may take a few weeks for you to accumulate enough to receive a deposit with your rewards.

At the moment, in order to receive your deposit, you need to accumulate at least 0.01 USD, or 1 satoshi (0.00000001 BTC).


Does Bitso+ have any additional cost?

No, none at all. Bitso+ is not a subscription, which means we will never charge you any additional costs for using it.


Is there anything else I need to know?

We recommend you read the Terms and Conditions and the Risk Policy thoroughly.

I have a problem with Bitso+, what should I do?

If you have any doubts or queries about the feature, you may contact our Customer Support team.

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