The Proof of Solvency report shows that Bitso holds enough funds to cover everything customers have in their accounts. It lets you confirm your money is available whenever you need it.

If you have activated Earnings for any asset, those funds are locked for as long as the program stays active, so they don't show up in the report. This doesn't mean they're less safe. Bitso holds and tracks funds in Earnings securely at all times, and you can withdraw them from your account whenever you want.

If you want to keep your funds active but stop earning, you can turn off Earnings for all your assets or for specific assets only.

Funds that aren't part of Earnings are fully included in the Proof of Solvency report. Bitso verifies them using a method called a Merkle tree, which lets anyone confirm a balance is part of the total reserves without exposing personal information.

This information is for general purposes only and isn't investment advice. Buying, selling, trading, or holding digital assets carries risks, including price volatility and loss of capital. Read the full risk warning before you continue.